Privacy Policy

Last Updated: January 15, 2025
solivaraent is committed to protecting your privacy and maintaining the confidentiality of your personal information. This policy explains how we collect, use, store, and safeguard your data when you engage with our financial analysis education programs.

Information We Collect

We collect information that you voluntarily provide when enrolling in our financial analysis programs, contacting our team, or participating in our educational services. The types of information we gather include personal details necessary for program delivery and communication.

Personal Identification

Full name, email address, phone number, and postal address. We need this information to communicate with you about your learning progress and deliver program materials.

Educational Background

Your current knowledge level, professional experience, and learning objectives. This helps us tailor our teaching approach to match your specific needs and goals.

Technical Information

IP address, browser type, device information, and website interaction patterns. We use this data to improve our online learning platform and ensure compatibility across devices.

Payment Details

Billing information and transaction records for program fees. Our payment processors handle sensitive financial data according to industry security standards.

Automatic Data Collection

Our website automatically collects certain technical information when you visit our pages. This includes your browser settings, referring websites, pages viewed, and time spent on different sections. We also track which educational resources you access most frequently to improve our content delivery.

Cookie technology helps us remember your preferences and login status during your visits. You can adjust your browser settings to decline cookies, though this may affect some website functionality and your user experience.

How We Use Your Data

Your information serves specific purposes related to delivering high-quality financial education. We use your data primarily to communicate with you, provide program materials, track your learning progress, and improve our educational services.

Primary Uses

  • Enrolling you in selected financial analysis programs and managing your participation
  • Sending program updates, learning materials, and important announcements
  • Providing technical support for our online learning platform
  • Processing payments and managing billing for program fees
  • Tracking your progress through course modules and assignments
  • Customizing content recommendations based on your learning history

Secondary Uses

We may also use your information to send periodic newsletters about financial education topics, invite you to participate in optional surveys about our programs, and notify you about new course offerings that match your interests. All marketing communications include easy unsubscribe options.

Your usage patterns help us identify which sections of our programs are most valuable and which areas need improvement. This aggregate data guides our curriculum development and teaching methodology refinements.

Data Sharing and Third Parties

We maintain strict controls over your personal information and share it only when necessary for program delivery or required by law. Our approach prioritizes your privacy while ensuring we can provide comprehensive educational services.

Service Providers

We work with carefully selected third-party services to deliver our programs effectively. Payment processors handle your billing information securely, email service providers manage our communications, and hosting companies maintain our learning platform infrastructure.

Each service provider signs agreements requiring them to protect your data according to Australian privacy laws and international security standards. They cannot use your information for their own purposes or share it with other companies.

Legal Requirements

We may disclose your information if required by Australian law enforcement, court orders, or regulatory bodies. This includes situations involving suspected fraud, illegal activities, or threats to public safety. We will notify you of such disclosures unless prohibited by law.

Business Transfers

Should solivaraent be acquired by another company or merge with another organization, your information would be transferred as part of that transaction. We would notify all users before such changes occur and ensure the new entity maintains equivalent privacy protections.

Your Privacy Rights Under Australian Law

As an Australian resident, you have specific rights regarding your personal information under the Privacy Act 1988. We respect these rights and provide straightforward procedures for exercising them.

Access Your Information

Request a complete copy of all personal information we hold about you. We'll provide this within 30 days and explain how we've used your data.

Correct Inaccuracies

Update or correct any incorrect personal details in our records. You can make minor changes through your account settings or contact us for major updates.

Delete Your Data

Request deletion of your personal information, subject to any legal obligations we have to retain certain records for tax or educational compliance purposes.

Restrict Processing

Limit how we use your information while we investigate concerns you've raised about accuracy or our processing activities.

Data Portability

Receive your personal information in a structured, machine-readable format that you can transfer to another service provider.

Object to Processing

Opt out of certain uses of your information, particularly for marketing purposes or automated decision-making processes.

How to Exercise Your Rights

Contact our privacy team directly at help@solivaraent.com with your request. Include your full name, the email address associated with your account, and specific details about what you'd like us to do. We'll respond within 30 days and may need to verify your identity before processing certain requests.

Security Measures and Data Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our approach combines technical safeguards, administrative procedures, and physical security controls.

Encryption

All data transmissions use SSL/TLS encryption, and sensitive information is encrypted when stored on our servers.

Access Controls

Staff access to personal information is limited to those who need it for their job functions and is regularly audited.

Regular Monitoring

Our systems are continuously monitored for suspicious activity and potential security vulnerabilities.

Secure Hosting

Our servers are housed in certified data centers with physical security measures and environmental controls.

Your Security Responsibilities

While we protect your information on our end, please help us by keeping your login credentials confidential, using strong passwords, and logging out when using shared computers. Report any suspected unauthorized access to your account immediately.

Be cautious about sharing personal information in our community forums or discussion areas, as other participants can see these posts. We moderate these spaces but cannot control how other users handle information you choose to share publicly.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our educational services, comply with legal obligations, and resolve any disputes that may arise. Different types of information have different retention schedules based on their purpose and legal requirements.

Retention Schedules

  • Program Enrollment Data: Kept for seven years after program completion to comply with educational record requirements
  • Payment Records: Maintained for seven years to meet Australian taxation and accounting obligations
  • Communication Records: Stored for three years to help resolve any questions about our interactions
  • Website Analytics: Aggregated and anonymized after 26 months, with personal identifiers removed
  • Marketing Preferences: Kept until you unsubscribe or we haven't had contact for five years

Secure Deletion Process

When information reaches the end of its retention period, we securely delete it from our active systems and backup storage. This process ensures the data cannot be recovered or reconstructed. Some information may persist in system logs or backup files for short additional periods before final removal.

International Data Transfers

Some of our service providers are located outside Australia, which means your personal information may be processed or stored in other countries. We carefully evaluate these arrangements to ensure your data receives adequate protection regardless of location.

Transfer Safeguards

When we transfer your information internationally, we use contracts that require overseas recipients to protect your data according to Australian privacy standards. We work only with providers in countries that have adequate privacy laws or that agree to specific data protection requirements.

Currently, some of our technical infrastructure is located in the United States and Singapore. These providers have signed agreements committing them to handle your information according to Australian privacy principles and security standards.

Your Control Over Transfers

If you prefer that your information not be transferred outside Australia, please contact us to discuss alternative arrangements. While this may limit some functionality of our online services, we'll work with you to find suitable solutions for your privacy preferences.

Privacy Contact Information

Questions about this privacy policy, concerns about how we handle your information, or requests to exercise your privacy rights should be directed to our dedicated privacy team.

Privacy Officer
solivaraent Financial Education
206 Summer Street
Orange NSW 2800, Australia

Email: help@solivaraent.com
Phone: +61 2 6287 4888
Response Time: Within 30 days

If you're not satisfied with how we handle your privacy concerns, you have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC). Their website provides guidance on the complaint process and your options for resolution.